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Personal Injury

Denied Insurance Claims?

What Happens When My Insurance Claim Get Denied?

You have been paying your insurance premiums on time for years, and then suddenly when you submit a claim, your insurance denies it. This can be a frustrating and stressful situation to be in. But, know that in South Carolina, the decision of the insurance company is not final and binding. You do have legal rights to challenge the insurance company’s decision. In this blog post, we will discuss the steps you can take if your insurance denies your claim.

Understand Why Your Insurance Claim was Denied

Before you take any action, you need to understand why your insurance company denied your claim. They could have denied it for a number of reasons, such as: lack of coverage, policy exclusions, incorrect or incomplete information, or investigations that are pending. If you do not understand why your claim was denied, contact your insurance company and ask for a written explanation.

Review Your Insurance Policy

Once you have a better understanding of why your claim was denied, review your insurance policy to see if the reason for the denial is legitimate. If you firmly believe that your insurance company made a mistake when denying your claim, find an experienced and qualified attorney to review your policy and explain your options.

File an Appeal

If your insurance company denies your claim, you can file an appeal. Filing an appeal can be a lengthy and complicated process, but if you believe that your claim was valid and your insurance company denied it in bad faith, filing an appeal can be a necessary step to receiving the benefits you deserve.

Hire an Attorney

When it comes to insurance claims, hiring an attorney can be a wise decision. An attorney who specializes in insurance law can help you navigate the appeals process, review your policy, and ensure that your legal rights are being protected.

Take Legal Action

If your insurance company denies your claim in bad faith, you have the legal right to take action. In South Carolina, an insurance company that denies a legitimate claim in bad faith can expose itself to liability for damages. If you believe that your insurance company acted in bad faith, you can file a lawsuit against them.

The decision of your insurance company is not final and binding. If you have received a denial of your claim, do not give up hope. You have options to challenge the decision, and with the help of an experienced attorney, you can fight to receive the benefits you deserve. Remember, insurance companies are businesses and are looking out for their own interests first. By taking the necessary actions, you can protect your legal rights and ensure that you receive the benefits you are entitled to.

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Our Charleston Personal Injury Lawyers are Here to Help You

At Christmas Injury Lawyers, our South Carolina injury lawyers provide representation after collisions, work accidents, construction accidents, accidents on property, and many other types of personal injuries. We believe firmly in the rights of injured victims and we have dedicated our careers to fighting for those whose lives have been derailed by accidents.

North Charleston Office
(843) 874-6564
1495 Remount Road
North Charleston, SC
Summerville Office
(843) 874-6564
105 S Cedar 
Suite D 
Summerville, SC 29483
Mt. Pleasant Office
(843) 874-6564
250 Mathis Ferry Road.
Suite 102
Mt. Pleasant, SC 29464
Columbia Office
(803) 766-0707
3135 Millwood Ave
Suite A3
Columbia, SC 29205
The information on this website is for general information purposes only. Nothing on this site should be taken as advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute client relationship.
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