When you’ve been hurt on the job, it can feel impossible to keep up with medical bills, missed paychecks, and your everyday expenses. At Christmas Injury Lawyers, we know how overwhelming it can be when you’re trying to heal and figure out how to pay your bills at the same time. Let us break down the benefits you deserve so you can focus on recovery while we do the heavy lifting with the insurance company.
Understanding What Injuries Are Covered by Workers' Compensation
South Carolina law requires most employers to carry workers compensation insurance to protect employees hurt while performing job-related duties. But not every injured worker realizes just how many types of injuries are covered. From slip-and-fall accidents to repetitive stress injuries like carpal tunnel syndrome, your claim may include medical expenses, lost wages, and even ongoing physical therapy.
When injuries happen on the job—whether from falling objects on construction sites, animal attacks, workplace fights, or even dog bites during deliveries—these are all common workplace injuries covered under workers compensation if they occur as a direct result of your job duties.
Injured Workers: Types of Injuries Sustained That Are Covered
Workplace injuries come in all shapes and sizes, and they don’t have to be catastrophic to qualify for workers compensation coverage. Some of the most common workers compensation injuries covered under the law include:
- Traumatic injuries like broken bones, brain injuries, and spinal cord injuries from falls, automobile collisions, car accidents or machinery mishaps. These serious injuries often happen when employers don’t follow proper occupational safety standards, fail to provide proper training, or ignore guidelines set by the health administration.
- Repetitive stress injuries like carpal tunnel syndrome, muscle sprains, and repetitive strain injuries caused by repetitive motions over time. Even when your medical condition builds up slowly, it’s still covered if it’s related to your job duties.
- Serious injury from falling objects, slip-and-fall accidents, or unsafe construction sites where occupational safety rules are ignored.
- Animal attacks and dog bites when you’re performing work-related tasks like deliveries or in-home services.
- Psychological injuries like post-traumatic stress disorder when you witness a workplace fatality or suffer a violent incident at work.
When you know your rights, you can make sure your workers compensation injuries are fully covered—so you get the treatment and support you need to recover.
Medical Care for Injured Workers Covered Under Workers' Compensation
Proper medical care is the cornerstone of any workers compensation claim. If you’re hurt while performing job related duties, your employer’s insurance carrier should pay for your:
- Emergency medical treatment
- Doctor’s appointments and surgeries
- Physical therapy and rehabilitation
- Medication and medical equipment
You have the right to seek medical attention immediately. Always report your injuries sustained to your employer as soon as possible and get care from approved providers under company policy.
What Injuries Are Not Covered by Workers' Compensation?
Not every injury is covered. Specific circumstances may disqualify you. For example:
- If an intoxicated employee gets hurt because they violated safety rules.
- If you were hurt during a fight unrelated to your work tasks.
- If you were injured during a lunch break or while off-duty.
It’s always best to talk with an experienced attorney to understand whether your situation qualifies.
How Our Law Firm Helps Injured Workers Navigate the Claims Process
Dealing with an insurance company alone can be exhausting. Our law firm has nearly 30 years of experience fighting for South Carolina workers hurt on the job. We understand how the claims process works, what injuries are covered, and how to protect employees from insurance companies that delay or deny workers compensation benefits.
When you work with us, you’re part of our family. You focus on healing—we’ll fight to get you every penny you’re owed.
FAQs
How does South Carolina workers compensation law protect injured workers?
South Carolina workers compensation law is designed to protect employees who are hurt while performing job related duties. It requires most employers to carry insurance to cover medical expenses, lost wages, and ongoing treatment for injuries sustained at work. Knowing your rights under workers compensation law can help you get the benefits you deserve without unnecessary delays or denials from the insurance company.
Does workers compensation cover brain injuries or spinal cord injuries?
Yes, traumatic brain injuries and spinal cord injuries are covered by workers compensation if they’re a direct result of your work activities.
Can I get medical care for repetitive stress injuries like carpal tunnel syndrome?
Absolutely. Repetitive stress injuries, including carpal tunnel syndrome, are among the most common workplace injuries.
Are animal attacks or dog bites covered by workers compensation?
Yes. If an animal attack or dog bite happens while you’re doing work related tasks, your medical expenses and lost wages should be covered by your employer’s insurance.
What happens if an intoxicated employee causes a workplace accident?
An intoxicated employee may not be covered under workers compensation if they violated company policy. Specific circumstances matter, so it’s important to speak with an experienced attorney.
Get the Workers Compensation Coverage You Deserve — Call Christmas Injury Lawyers for a Free Consultation
You don’t have to fight the insurance company alone. If you’ve suffered any of these workplace injuries covered under workers compensation, let us guide you every step of the way. Call Christmas Injury Lawyers today at (843) 380-4112 or click ‘Contact Us’ on this page. Let us do the heavy lifting while you focus on what matters most—your recovery.
