Call for your free consultation:
(843) 535-8000
Featured

FAQ: Personal Injury Claims

Got questions? We’ve got answers—let us ease your fears and guide you to justice.

Attorney Gary Christmas answering Personal Injury FAQs for most personal injury cases.

If you've been hurt in an accident that wasn’t your fault—whether in a car, on the job, or somewhere in between—you’ve likely got a lot of questions. And if you’re like most of our clients, you don’t even know where to start. That’s okay. We’re here for you.

At Christmas Injury Lawyers, we understand the confusion, stress, and fear that come with getting injured. You're in pain, you're out of work, the medical bills are piling up—and now you're supposed to deal with insurance companies? That’s just not fair. But you don’t have to figure it out alone.

We’ve put together answers to the questions we hear most often, so you can start getting clarity right now. And if you don’t see your question here? Call us. We’re ready to listen, explain your options, and fight to get you what you’re owed.

What does injury law actually cover?

Examples of auto accidents, workplace accidents, injured workers, car accidents and slip and falls in some else's property.

Injury law—also known as personal injury law—covers any situation where someone is hurt due to someone else’s negligence. This includes:

  • Car, truck, and motorcycle accidents
  • Workplace injuries
  • Slip and falls
  • Dog bites
  • Defective products

Our law firm focuses exclusively on injury law in South Carolina. We know how to hold insurance companies accountable and recover the money our clients need to rebuild their lives.

How long will my personal injury case take?

experienced personal injury attorney getting a settlement offer and fighting for fair settlement for injuries caused

It depends on your specific situation. Some cases settle in a few months. Others—especially those that go to trial—can take a year or more. What slows things down? The severity of your injuries, how long your medical treatment lasts, and whether the insurance company plays fair (spoiler: they usually don’t).

Our promise: We move cases forward with urgency, but never at the expense of getting you what you deserve. You only get one shot at this—rushing it isn't the answer. Healing takes time, and so does building the strongest possible case.

Do I really need a Personal Injury Attorney to file a Personal Injury claim?

Yes—especially if your injuries are serious. Insurance companies aren’t on your side. They’re working hard behind the scenes to pay you as little as possible. You may not know your rights, but they do—and they’ll use that against you.

Why we’re different: Injury law is all we do. We go to court. We try cases in front of real judges and juries. That makes us dangerous to the insurance companies, and that helps us get better results for our clients.

What does it cost to hire Christmas Injury Lawyers?

Personal Injury Lawyer fighting for maximum compensation for personal injury victims

You don’t pay us anything upfront. In fact, you don’t pay us at all unless we win money for you. It’s called a contingency fee, and it means we’re in this together.

No hourly billing. No surprises. No financial risk to you.

What can I be compensated for in a personal injury case?

If your injury was caused by someone else’s negligence, you may be entitled to recover money for:

  • Medical expenses – Current and future treatment, rehab, therapy, surgeries, medication, and more.
  • Lost wages – If you’ve missed work, you deserve to be reimbursed for that lost income.
  • Loss of earning potential – If your injuries affect your ability to work long-term, that should be accounted for.
  • Pain and suffering – Physical pain, emotional distress, and how your life has changed because of the accident.
  • Property damage – For example, if your car was totaled in a crash.

We’ll break down every category and fight for every dollar you’re owed under South Carolina law.

What is included under pain and suffering?

Pain and suffering goes beyond physical injuries. It includes the emotional toll your injury has taken on you and your family. That might mean:

  • Ongoing pain that limits your activities
  • Anxiety or depression
  • Trouble sleeping
  • Strain on your personal relationships

These damages can be hard to quantify, but we know how to tell your story and present the full impact to the insurance company—or to a jury if needed.

Who pays for my medical bills after an accident?

Victim receiving medical attention after motor vehicle accident.

If your injury was caused by someone else’s negligence, you shouldn’t be left footing the bill. In South Carolina, your medical bills can be covered through a personal injury claim—whether you were in a motor vehicle accident or hurt on the job.

That includes:

  • ER visits and hospital stays
  • Surgery, physical therapy, and follow-up care
  • Prescription medications and assistive devices

We’ll work to recover those expenses for you, and we can also help coordinate care while your case is in progress—so you can focus on healing, not the cost.

Should I talk to the insurance adjuster?

Not without talking to us first. The insurance adjuster’s job is to save their company money—not to protect your rights. Even if they sound friendly, they’re trained to get information that can be used to devalue or deny your claim.

Let us handle those conversations. We know their tactics, and we won’t let them take advantage of you.

How do I know if I’m getting fair compensation?

Experienced attorney filing a personal injury lawsuit for compensatory damages and financial losses

If the number the insurance company is offering doesn’t even come close to what you’ve lost—or if you just have a gut feeling it’s not right—you’re probably correct.

Fair compensation should include:

  • All medical treatment (past and future)
  • Lost income and reduced ability to earn
  • Pain and suffering
  • Any other damages that affect your life

Our personal injury lawyers break everything down for you, so you know exactly what your case is worth—and we fight for every bit of it.

Will I have to go to court?

Not necessarily. Many cases settle without going to trial—but we prepare every case like it’s going to court. That’s what puts pressure on the insurance company to play fair. If they don’t, we’re not afraid to take them all the way. And unlike some law firms, we actually try cases. Our courtroom experience gives us—and you—an edge.

What is comparative negligence in South Carolina?

South Carolina follows a rule called modified comparative negligence. That means you can still recover money for your injuries as long as you were less than 51% at fault.

Here’s how it works:

  • If you were 10% at fault, your recovery is reduced by 10%.
  • If you’re found to be 51% or more at fault, you can’t recover anything.

Don’t assume you’re out of luck. Let us evaluate your case. Even if you think you may have contributed to the accident, you may still be eligible for a significant recovery.

What makes your law firm different?

Most law firms settle quickly. We prepare for trial. At Christmas Injury Lawyers, injury law is all we do, and our experienced personal injury lawyers have real courtroom experience. That’s important because insurance companies know which firms are willing to fight—and which ones will fold.

We treat every case like it’s going before a jury, and we build it for maximum recovery. You’ll never be just a number with us. You’re part of our client family.

What should I expect from my personal injury attorney?

When you hire a personal injury attorney, you're trusting someone to fight for your health, your financial future, and your peace of mind. That’s a big deal—and you deserve to know what to expect.

At Christmas Injury Lawyers, here’s what you can count on:

  • Real communication – You won’t be left wondering what’s happening with your case. We’ll keep you informed, check in often, and always answer your questions.
  • Dedicated legal team – You’ll get more than just one lawyer. You’ll have a full team behind you—your attorney, paralegal, case manager, and more—all focused on your case.
  • Trial-ready representation – We prepare every case as if it’s going to court. That means gathering evidence, working with experts, and building the strongest possible claim. If the insurance company won’t treat you fairly, we’re ready to take them all the way.
  • Compassion and honesty – We understand the physical, emotional, and financial toll you’re under. We’ll be straight with you about your case, and we’ll treat you with the same care we’d want for our own family.

Hiring a personal injury lawyer should bring you relief, not more stress. We’re here to take the weight off your shoulders—and we’ll work relentlessly to get you what you’re owed.

What should I do right now?

  • Get medical care. Follow your doctor’s orders and keep track of your treatment.
  • Don’t speak to the insurance company without legal guidance.
  • Reach out to Christmas Injury Lawyers. We’re ready to protect your rights from day one.

Got more questions?

You don’t need to come into the office. We can open your case right over the phone or send documents straight to your phone. Our intake team is available 24/7—and once you’re signed on, you’ll have an entire legal team backing you up.

Call Us Today - Get a Free Consultation

Personal Injury Attorney doing a free consultation for personal injury cases

If you or someone you love has been injured, don’t face this alone. Call Christmas Injury Lawyers today at (843) 380-4112 or click “Contact Us” on this page to get the support you need.

We’re ready to fight for you—and we won’t stop until the job is done.

Share This Story

If you found the information in this article helpful, consider sharing to your social media platforms to help others in their search for reliable & local legal information.

Our Charleston Personal Injury Lawyers are Here to Help You

At Christmas Injury Lawyers, our South Carolina injury lawyers provide representation after collisions, work accidents, construction accidents, accidents on property, and many other types of personal injuries. We believe firmly in the rights of injured victims and we have dedicated our careers to fighting for those whose lives have been derailed by accidents.

North Charleston Office
(843) 874-6564
1495 Remount Road
North Charleston, SC
Summerville Office
(843) 874-6564
105 S Cedar 
Suite D 
Summerville, SC 29483
Mt. Pleasant Office
(843) 874-6564
250 Mathis Ferry Road.
Suite 102
Mt. Pleasant, SC 29464
Columbia Office
(803) 766-0707
3135 Millwood Ave
Suite A3
Columbia, SC 29205
Disclaimer: The information on this website is for general information purposes only. Nothing on this site should be taken as advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute client relationship. Every case is different and past results do not mean that the same results can be achieved in a different case. For contingency fees, attorney's fees are calculated before client case costs/expenses. 
uploadmagnifiercross linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram