If you are involved in a crash while on your Vespa, you are probably worried about recovering physically, but depending on how severe your injuries are, you could be looking at large medical bills. That is why understanding what kind of claims you can bring after being involved in motor scooter accident is so important.
Liability Insurance
Typically, if you are hit while on a motor scooter, it usually involves another vehicle. This means filing a liability claim against the other party’s insurance to cover your financial losses. Unfortunately, there are some situations where this may not enough to compensate for your injuries.
Underinsured Coverage
If the other party’s liability insurance is not enough, you can use your underinsured motorist coverage to cover the gap. Your underinsured motorist coverage does not necessarily have to be for the motor scooter that you were injured on. It is possible that if you had an underinsured motorist policy on a vehicle at home, that may cover you in the event that you are injured in an accident with another motor vehicle, even if you are not in the car the insurance covers.
Contact an Attorney About Claims After a Moped Accident
You need bring all of your insurance information for every vehicle that you own to your initial meeting with the lawyer because you may have already been paying for insurance for this exact situation. Your insurance adjuster will not go out of their way to let you know that you are owed money. Insurance settlements can come from a lot of different places, and they may not always be obvious. Reach out to our knowledgeable attorneys today to learn more about how you can claim insurance money in motor scooter accidents.
