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The Cost of Not Hiring Us For Your Injury Case

Without an Experienced Injury Law Firm on Your Side, the Insurer Wins. Don’t Risk It—Trust Us to Fight for Every Penny You Deserve.

Personal injury lawyer Gary Christmas helping with your personal injury claim

After an accident, it can be tempting to “handle things yourself” or go with a lawyer who promises a fast check. But the truth is, trying to take on the insurance company without an experienced, trial-ready legal team often costs more in the long run—a lot more.

At Christmas Injury Lawyers, we’ve spent nearly 30 years fixing what went wrong for people who either tried to deal with insurers alone or hired firms that just weren’t built to fight. The difference in the outcome can be staggering. This page is your wake-up call: Don’t risk your future.

DIY vs. Professional Representation: What’s the Real Cost?

Personal injury attorney helping with a personal injury case

Some people think, “Why hire a lawyer when I can negotiate with the insurance company myself?” The answer is simple: they’re professionals—and they’re not on your side.

What Happens When You Go It Alone

You may think you’re saving money, but you could be walking away from tens of thousands of dollars—or more.

The Dangers of DIY Injury Claims

  • You don’t know what your case is really worth: Insurance adjusters count on that.
    • They might offer you a check that seems fair—until you realize it doesn’t cover your future care, missed wages, or long-term pain.
    • Without legal knowledge, you may leave major damages on the table without even knowing they exist.
  • You’re negotiating blind: The insurance company knows injury law. Do you?
    • They’ve handled thousands of claims. They know exactly what to say to minimize yours.
    • And they’ll use any gap in your documentation or statements against you.
  • You can’t go back: Once you settle, it’s over.
    • Even if complications arise later or your condition worsens, you can’t reopen your case.
    • One wrong move in the beginning can cost you everything down the line.

Choosing the Wrong Lawyer Can Hurt Too

Injury victim hiring a personal injury law firm with contingency fee agreements

Not all law firms are created equal. Hiring someone who won’t fight—or can’t—is just as risky as going it alone.

The Danger of “Settle-Quick” Law Firms

Some firms care more about volume than value. They settle fast and move on.

Why Non-Litigation Firms Often Settle for Less

  • They avoid court at all costs: And the insurance companies know it.
    • If your lawyer won’t go to trial, there’s no pressure on the insurer to offer more.
    • That often leads to smaller settlements—leaving you short on what you actually need.
  • You may never speak to an attorney: Just intake staff and processors.
    • Many clients find out too late that they were treated like a number, not a person.
    • You deserve a team that sees you, hears you, and knows your case inside and out.
  • Your future gets undervalued: These firms are built for speed, not strength.
    • They might push you to take the first offer, even if your injuries require long-term care.
    • You only get one shot at compensation—make it count.

Why Christmas Injury Lawyers Is Built to Win

Experienced personal injury attorney reviewing medical records in a personal injury lawsuit

We are not a settle-and-forget firm. We are a litigation firm—and that changes everything.

Our Structure Is Designed for Serious Results

From day one, we prepare every case as if it’s going to trial. That’s how we get taken seriously—and how we get results.

How Our Team Makes the Difference

  • Trial-tested attorneys: Insurance companies recognize who’s ready for court.
    • We’ve taken countless cases to trial across South Carolina. That reputation gives us leverage.
    • When insurers know we’ll litigate, they often increase their offers without ever stepping into a courtroom.
  • Dedicated case teams: You’re not passed around or forgotten.
    • You’ll have a lead attorney, a paralegal, and support staff focused solely on your case.
    • Our team knows your story and treats your case like it matters—because it does.
  • Aggressive negotiation backed by courtroom experience: That’s how we fight for every penny you deserve.
    • We don't accept lowball offers. We build strong cases, backed by experts, evidence, and legal strategy.
    • And when the insurer digs in—we dig in deeper.

FAQs About Hiring the Right Injury Law Firm

What’s the risk of not hiring a lawyer at all?

You risk settling for far less than your case is worth. Insurance companies may offer a quick payout that doesn’t reflect your true losses—and once you accept, you can’t go back.

Isn’t any lawyer better than none?

Not always. If your lawyer isn’t willing or able to go to court, the insurance company has no reason to negotiate fairly. Choosing the wrong firm can hurt your case just as much as not having one.

How do I know if a law firm will fight for me?

Ask if they litigate cases and go to trial regularly. At Christmas Injury Lawyers, we’ve built our firm around courtroom strength—not settlement shortcuts.

Will I owe anything upfront?

No. We work on a contingency fee basis, meaning you pay nothing unless we recover money for you.

What if I already started dealing with the insurance company?

That’s okay. The sooner you involve a qualified legal team, the more we can do to protect your rights and improve the outcome.

Don’t Let the Insurance Company Win—Let Us Fight for You

Personal injury attorneys work on contingency for legal fees

The cost of not hiring the right injury law firm isn’t just financial—it’s personal. It’s your health, your peace of mind, your ability to move forward. Insurance companies hope you’ll settle for less. We refuse to let that happen.

Without an experienced injury law firm on your side, the insurer wins. Don’t risk it—trust us to fight for every penny you deserve.

Reach out today at (843) 548-4159 to schedule a free case review. We’re here to protect what matters most: You and your family.

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Our Charleston Personal Injury Lawyers are Here to Help You

At Christmas Injury Lawyers, our South Carolina injury lawyers provide representation after collisions, work accidents, construction accidents, accidents on property, and many other types of personal injuries. We believe firmly in the rights of injured victims and we have dedicated our careers to fighting for those whose lives have been derailed by accidents.

North Charleston Office
(843) 874-6564
1495 Remount Road
North Charleston, SC
Summerville Office
(843) 874-6564
105 S Cedar 
Suite D 
Summerville, SC 29483
Mt. Pleasant Office
(843) 874-6564
250 Mathis Ferry Road.
Suite 102
Mt. Pleasant, SC 29464
Columbia Office
(803) 766-0707
3135 Millwood Ave
Suite A3
Columbia, SC 29205
Disclaimer: The information on this website is for general information purposes only. Nothing on this site should be taken as advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute client relationship. Every case is different and past results do not mean that the same results can be achieved in a different case. For contingency fees, attorney's fees are calculated before client case costs/expenses. 
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